{"id":505,"date":"2026-04-07T14:32:42","date_gmt":"2026-04-07T05:32:42","guid":{"rendered":"https:\/\/hoken-power.co.jp\/column\/?p=505"},"modified":"2026-04-07T14:32:43","modified_gmt":"2026-04-07T05:32:43","slug":"super-white","status":"publish","type":"post","link":"https:\/\/hoken-power.co.jp\/column\/super-white\/","title":{"rendered":"\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u306f\uff1f\u5be9\u67fb\u3067\u4e0d\u5229\u306b\u306a\u308b\u7406\u7531\u3068\u30af\u30ec\u30d2\u30b9\u306e\u80b2\u3066\u65b9\u3092\u89e3\u8aac"},"content":{"rendered":"\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3092\u53d7\u3051\u3088\u3046\u3068\u3057\u305f\u3068\u304d\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u4fe1\u7528\u60c5\u5831\u306b\u4f55\u3082\u767b\u9332\u3055\u308c\u3066\u3044\u306a\u3044\u300c\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u300d\u72b6\u614b\u306b\u306a\u3063\u3066\u3044\u308b<\/span><\/strong>\u3068\u3001\u5be9\u67fb\u306b\u901a\u3089\u306a\u3044\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u306f\u3001\u904e\u53bb\u306b\u4e00\u5ea6\u3082\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3057\u305f\u3053\u3068\u304c\u306a\u3044\u305f\u3081\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u5c65\u6b74\u304c\u4e00\u5207\u6b8b\u3063\u3066\u3044\u306a\u3044\u72b6\u614b\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305d\u3053\u3067\u3001\u3053\u306e\u8a18\u4e8b\u3067\u306f<strong><span class=\"swl-marker mark_yellow\">\u300c\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306e\u610f\u5473\u3084\u5be9\u67fb\u3078\u306e\u5f71\u97ff\u3001\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u65b9\u6cd5\u300d<\/span><\/strong>\u3092\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u52a0\u3048\u3066\u3001\u30db\u30ef\u30a4\u30c8(\u30d6\u30e9\u30c3\u30af\u660e\u3051)\u3068\u306e\u9055\u3044\u3084\u78ba\u8a8d\u65b9\u6cd5\u3001\u5be9\u67fb\u306b\u843d\u3061\u305f\u5834\u5408\u306e\u5bfe\u51e6\u6cd5\u306b\u3064\u3044\u3066\u3082\u7d39\u4ecb\u3059\u308b\u305f\u3081\u3001\u300c\u81ea\u5206\u304c\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304b\u3069\u3046\u304b\u6c17\u306b\u306a\u3063\u3066\u3044\u308b\u65b9\u300d\u3084\u300c\u3053\u308c\u304b\u3089\u30af\u30ec\u30d2\u30b9\u3092\u7a4d\u307f\u4e0a\u3052\u3066\u3044\u304d\u305f\u3044\u65b9\u300d\u306f\u3001\u305c\u3072\u3053\u306e\u8a18\u4e8b\u3092\u53c2\u8003\u306b\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"About\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u306f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_about.png\" alt=\"\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u306f\" class=\"wp-image-732\" srcset=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_about.png 1280w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_about-300x169.png 300w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_about-1024x576.png 1024w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_about-768x432.png 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<p>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u306f\u3001<strong><span class=\"swl-marker mark_yellow\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u3092\u4e00\u5ea6\u3082\u5229\u7528\u3057\u305f\u3053\u3068\u304c\u306a\u304f\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30d2\u30b9\u30c8\u30ea\u30fc(\u30af\u30ec\u30d2\u30b9)\u304c\u4e00\u5207\u767b\u9332\u3055\u308c\u3066\u3044\u306a\u3044\u72b6\u614b<\/span><\/strong>\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u73fe\u91d1\u306e\u307f\u3067\u751f\u6d3b\u3057\u3066\u304d\u305f\u65b9\u3084\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u7533\u3057\u8fbc\u3093\u3060\u3053\u3068\u306e\u306a\u3044\u5b66\u751f\u30fb\u65b0\u793e\u4f1a\u4eba\u304c\u5178\u578b\u7684\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u4f3c\u305f\u8a00\u8449\u306b\u300c\u30db\u30ef\u30a4\u30c8\u300d\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u3053\u3061\u3089\u306f\u904e\u53bb\u306b\u5ef6\u6ede\u3084\u50b5\u52d9\u6574\u7406\u306a\u3069\u306e\u91d1\u878d\u4e8b\u6545\u3092\u8d77\u3053\u3057\u305f\u5f8c\u306b\u60c5\u5831\u304c\u524a\u9664\u3055\u308c\u305f\u72b6\u614b\u3092\u6307\u3059\u305f\u3081\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u306f\u610f\u5473\u304c\u7570\u306a\u308a\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u4e21\u8005\u306e\u9055\u3044\u3084\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u3069\u3046\u898b\u3048\u308b\u304b\u306b\u3064\u3044\u3066\u306f\u3001\u6b21\u306e\u30bb\u30af\u30b7\u30e7\u30f3\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Difference\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u30db\u30ef\u30a4\u30c8(\u30d6\u30e9\u30c3\u30af\u660e\u3051)\u306e\u9055\u3044<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"350\" height=\"600\" src=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_difference.png\" alt=\"\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u30db\u30ef\u30a4\u30c8\u306e\u9055\u3044\" class=\"wp-image-742\" srcset=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_difference.png 350w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_difference-175x300.png 175w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u30db\u30ef\u30a4\u30c8(\u30d6\u30e9\u30c3\u30af\u660e\u3051)\u306e\u9055\u3044<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#white-after-financial-accident\">\u30db\u30ef\u30a4\u30c8\u306f\u91d1\u878d\u4e8b\u6545\u5f8c\u306b\u5c65\u6b74\u304c\u6d88\u3048\u305f\u72b6\u614b\u3092\u6307\u3059<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#cannot-distinguish-super-white-from-white\">\u91d1\u878d\u6a5f\u95a2\u5074\u304b\u3089\u306f\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u30db\u30ef\u30a4\u30c8\u3092\u533a\u5225\u3067\u304d\u306a\u3044<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#no-payment-history-no-proof\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306f\u652f\u6255\u3044\u5b9f\u7e3e\u304c\u306a\u304f\u8fd4\u6e08\u80fd\u529b\u3092\u5ba2\u89b3\u7684\u306b\u793a\u305b\u306a\u3044<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#disadvantage-in-large-loan\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306a\u3069\u5927\u578b\u30ed\u30fc\u30f3\u5be9\u67fb\u3067\u3082\u4e0d\u5229\u306b\u50cd\u304f<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>\u305d\u308c\u305e\u308c\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"white-after-financial-accident\">\u30db\u30ef\u30a4\u30c8\u306f\u91d1\u878d\u4e8b\u6545\u5f8c\u306b\u5c65\u6b74\u304c\u6d88\u3048\u305f\u72b6\u614b\u3092\u6307\u3059<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u30db\u30ef\u30a4\u30c8(\u30d6\u30e9\u30c3\u30af\u660e\u3051)\u3068\u306f\u3001\u904e\u53bb\u306b\u5ef6\u6ede\u3084\u50b5\u52d9\u6574\u7406\u306a\u3069\u306e\u91d1\u878d\u30c8\u30e9\u30d6\u30eb\u3092\u8d77\u3053\u3057\u305f\u5f8c<\/span><\/strong>\u3001\u4e00\u5b9a\u671f\u9593\u304c\u7d4c\u904e\u3057\u3066\u4e8b\u6545\u8a18\u9332\u304c\u524a\u9664\u3055\u308c\u305f\u72b6\u614b\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304c\u300c\u6700\u521d\u304b\u3089\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3057\u305f\u3053\u3068\u304c\u306a\u3044\u72b6\u614b\u300d\u3067\u3042\u308b\u306e\u306b\u5bfe\u3057\u3001\u30db\u30ef\u30a4\u30c8\u306f\u300c<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u304b\u3064\u3066\u4e8b\u6545\u60c5\u5831\u304c\u3042\u3063\u305f\u3082\u306e\u306e\u3001\u6642\u52b9\u306b\u3088\u3063\u3066\u30ea\u30bb\u30c3\u30c8\u3055\u308c\u305f\u72b6\u614b<\/span><\/strong>\u300d\u3068\u3044\u3046\u70b9\u3067\u672c\u8cea\u7684\u306b\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u306e\u8868\u3067\u4e21\u8005\u306e\u9055\u3044\u3092\u6574\u7406\u3057\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u9805\u76ee<\/th><th>\u5b9a\u7fa9<\/th><th>\u30af\u30ec\u30d2\u30b9\u306e\u72b6\u614b<\/th><\/tr><\/thead><tbody><tr><td>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8<\/td><td>\u6700\u521d\u304b\u3089\u30af\u30ec\u30d2\u30b9\u304c\u5b58\u5728\u3057\u306a\u3044<\/td><td>\u672a\u5229\u7528\u306e\u305f\u3081\u8a18\u9332\u306a\u3057<\/td><\/tr><tr><td>\u30db\u30ef\u30a4\u30c8<\/td><td>\u91d1\u878d\u4e8b\u6545\u5f8c\u306b\u8a18\u9332\u304c\u6d88\u3048\u305f<\/td><td>\u30ea\u30bb\u30c3\u30c8\u3055\u308c\u305f\u72b6\u614b<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5ef6\u6ede\u30fb\u5f37\u5236\u89e3\u7d04\u306e\u5834\u5408\u306f5\u5e74\u3001\u81ea\u5df1\u7834\u7523\u306a\u3069\u306e\u5834\u5408\u306f5\u301c10\u5e74\u3067\u8a18\u9332\u304c\u6d88\u3048\u307e\u3059\u304c\u3001\u305d\u306e\u5f8c\u306f\u5916\u898b\u4e0a\u3069\u3061\u3089\u3082\u300c\u60c5\u5831\u306a\u3057\u300d\u3068\u3044\u3046\u540c\u3058\u72b6\u614b\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cannot-distinguish-super-white-from-white\">\u91d1\u878d\u6a5f\u95a2\u5074\u304b\u3089\u306f\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u30db\u30ef\u30a4\u30c8\u3092\u533a\u5225\u3067\u304d\u306a\u3044<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u91d1\u878d\u6a5f\u95a2\u304c\u4fe1\u7528\u60c5\u5831\u3092\u7167\u4f1a\u3057\u3066\u3082\u3001\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u30db\u30ef\u30a4\u30c8\u306f\u300c\u8a18\u9332\u304c\u5b58\u5728\u3057\u306a\u3044\u300d\u3068\u3044\u3046\u540c\u3058\u7d50\u679c\u306b\u306a\u308b\u305f\u3081<\/span><\/strong>\u3001\u4e21\u8005\u3092\u533a\u5225\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u305f\u3081\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u300c\u306a\u305c\u60c5\u5831\u304c\u306a\u3044\u306e\u304b\u300d\u306e\u7406\u7531\u3092\u628a\u63e1\u3067\u304d\u305a\u300130\u4ee3\u4ee5\u4e0a\u3067\u30af\u30ec\u30d2\u30b9\u304c\u30bc\u30ed\u306e\u5834\u5408\u306f\u300c\u304b\u3064\u3066\u91d1\u878d\u4e8b\u6545\u3092\u8d77\u3053\u3057\u305f\u30db\u30ef\u30a4\u30c8\u3067\u306f\u306a\u3044\u304b\u300d\u3068\u7591\u308f\u308c\u3084\u3059\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u7d50\u679c\u3068\u3057\u3066\u3001\u91d1\u878d\u4e8b\u6545\u6b74\u304c\u4e00\u5207\u306a\u3044\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3067\u3042\u3063\u3066\u3082\u3001\u5be9\u67fb\u4e0a\u306f\u30db\u30ef\u30a4\u30c8(\u30d6\u30e9\u30c3\u30af\u660e\u3051)\u3068\u540c\u3058\u30ea\u30b9\u30af\u3092\u6301\u3064\u4eba\u7269\u3068\u898b\u306a\u3055\u308c\u3066\u3057\u307e\u3046\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046<\/span><\/strong>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"no-payment-history-no-proof\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306f\u652f\u6255\u3044\u5b9f\u7e3e\u304c\u306a\u304f\u8fd4\u6e08\u80fd\u529b\u3092\u5ba2\u89b3\u7684\u306b\u793a\u305b\u306a\u3044<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u91d1\u878d\u6a5f\u95a2\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30d2\u30b9\u30c8\u30ea\u30fc(\u30af\u30ec\u30d2\u30b9)\u3092\u3082\u3068\u306b\u3001\u7533\u8fbc\u8005\u304c\u671f\u65e5\u901a\u308a\u306b\u652f\u6255\u3044\u3067\u304d\u308b\u304b\u3068\u3044\u3046\u8fd4\u6e08\u80fd\u529b\u3092\u5ba2\u89b3\u7684\u306b\u5224\u65ad\u3057\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306f\u3053\u306e\u5c65\u6b74\u304c\u5168\u304f\u5b58\u5728\u3057\u306a\u3044\u305f\u3081\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u5e74\u53ce\u3084\u52e4\u52d9\u5148\u306a\u3069\u306e\u5c5e\u6027\u60c5\u5831\u3060\u3051\u3067\u5be9\u67fb\u305b\u3056\u308b\u3092\u5f97\u305a\u3001\u5224\u65ad\u6750\u6599\u304c\u4e0d\u8db3\u3057\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u5c5e\u6027\u60c5\u5831\u3060\u3051\u3067\u306f\u904e\u53bb\u306e\u8fd4\u6e08\u5b9f\u7e3e\u3068\u3044\u3046\u300c\u5ba2\u89b3\u7684\u306a\u4fe1\u983c\u306e\u8a3c\u660e\u300d\u3092\u793a\u305b\u306a\u3044<\/span><\/strong>\u305f\u3081\u3001\u5be9\u67fb\u306b\u614e\u91cd\u306a\u59ff\u52e2\u3092\u53d6\u3089\u308c\u3084\u3059\u3044\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"disadvantage-in-large-loan\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306a\u3069\u5927\u578b\u30ed\u30fc\u30f3\u5be9\u67fb\u3067\u3082\u4e0d\u5229\u306b\u50cd\u304f<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u3088\u3046\u306a\u5927\u578b\u30ed\u30fc\u30f3\u306f\u5be9\u67fb\u57fa\u6e96\u304c\u7279\u306b\u53b3\u3057\u304f\u3001\u8fd4\u6e08\u5b9f\u7e3e\u304c\u30bc\u30ed\u306e\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306f\u5be9\u67fb\u306b\u843d\u3061\u3066\u3057\u307e\u3046\u3053\u3068\u304c\u3042\u308a\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u5b9f\u969b\u306b\u300c\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304c\u539f\u56e0\u3067\u3069\u306e\u9280\u884c\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3082\u901a\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u30b1\u30fc\u30b9\u304c\u5831\u544a\u3055\u308c\u3066\u304a\u308a\u3001\u5927\u578b\u30ed\u30fc\u30f3\u307b\u3069\u8fd4\u6e08\u5b9f\u7e3e\u306e\u6709\u7121\u304c\u91cd\u8996\u3055\u308c\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3088\u308a\u4f4f\u5b85\u30ed\u30fc\u30f3\u30fb\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f3\u306e\u65b9\u304c\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306e\u5f71\u97ff\u304c\u5927\u304d\u304f\u306a\u308b<\/span><\/strong>\u305f\u3081\u3001\u65e9\u3081\u306b\u30af\u30ec\u30d2\u30b9\u3092\u7a4d\u307f\u4e0a\u3052\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Section1\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306b\u3088\u308b\u5f71\u97ff\uff5c\u5be9\u67fb\u3067\u4e0d\u5229\u306b\u306a\u308b\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"350\" height=\"600\" src=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_impact.png\" alt=\"\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304c\u5be9\u67fb\u306b\u4e0e\u3048\u308b\u5f71\u97ff\" class=\"wp-image-733\" srcset=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_impact.png 350w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_impact-175x300.png 175w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306b\u3088\u308b\u5f71\u97ff\uff5c\u5be9\u67fb\u3067\u4e0d\u5229\u306b\u306a\u308b\uff1f<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#early-20s-students-no-impact\">20\u4ee3\u524d\u534a\u30fb\u5b66\u751f\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u672a\u5229\u7528\u304c\u4e00\u822c\u7684\u3067\u60aa\u5f71\u97ff\u306f\u307b\u307c\u306a\u3044<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#over-30s-flagged-in-auto-screening\">30\u4ee3\u4ee5\u4e0a\u306f\u5c65\u6b74\u30bc\u30ed\u304c\u81ea\u52d5\u5be9\u67fb\u3067\u7570\u5e38\u30d5\u30e9\u30b0\u306b\u306a\u308b<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#over-40s-stricter-screening\">40\u4ee3\u30fb50\u4ee3\u306f\u672a\u4fdd\u6709\u306e\u7406\u7531\u3092\u7591\u308f\u308c\u3055\u3089\u306b\u53b3\u3057\u304f\u306a\u308b<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>\u305d\u308c\u305e\u308c\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"early-20s-students-no-impact\">20\u4ee3\u524d\u534a\u30fb\u5b66\u751f\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u672a\u5229\u7528\u304c\u4e00\u822c\u7684\u3067\u60aa\u5f71\u97ff\u306f\u307b\u307c\u306a\u3044<\/h3>\n\n\n\n<p>20\u4ee3\u524d\u534a\u3084\u5b66\u751f\u304c\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306e\u72b6\u614b\u3067\u3082\u3001<strong><span class=\"swl-marker mark_yellow\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5be9\u67fb\u3067\u4e0d\u5229\u306b\u306a\u308b\u3053\u3068\u306f\u307b\u307c\u3042\u308a\u307e\u305b\u3093<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u5e74\u9f62\u5c64\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3057\u305f\u7d4c\u9a13\u304c\u306a\u304f\u3066\u3082\u4e0d\u81ea\u7136\u3067\u306f\u306a\u304f\u3001\u5be9\u67fb\u5074\u3082\u300c\u3053\u308c\u304b\u3089\u4fe1\u7528\u3092\u7a4d\u307f\u4e0a\u3052\u3066\u3044\u304f\u6bb5\u968e\u300d\u3068\u5224\u65ad\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u30c7\u30fc\u30bf\u304c\u306a\u304f\u3066\u3082\u300c\u307e\u3060\u5229\u7528\u7d4c\u9a13\u304c\u306a\u3044\u3060\u3051\u300d\u3068\u89e3\u91c8\u3055\u308c\u308b\u305f\u3081\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304c\u30de\u30a4\u30ca\u30b9\u306b\u50cd\u304f\u53ef\u80fd\u6027\u306f\u4f4e\u3044<\/span><\/strong>\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"over-30s-flagged-in-auto-screening\">30\u4ee3\u4ee5\u4e0a\u306f\u5c65\u6b74\u30bc\u30ed\u304c\u81ea\u52d5\u5be9\u67fb\u3067\u7570\u5e38\u30d5\u30e9\u30b0\u306b\u306a\u308b<\/h3>\n\n\n\n<p>30\u4ee3\u4ee5\u4e0a\u3067\u30af\u30ec\u30d2\u30b9\u304c\u4e00\u5207\u306a\u3044\u5834\u5408\u3001<strong><span class=\"swl-marker mark_yellow\">\u81ea\u52d5\u5be9\u67fb(\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u30b7\u30b9\u30c6\u30e0)\u3067\u7570\u5e38\u30d5\u30e9\u30b0\u304c\u7acb\u3061\u3084\u3059\u304f\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u5be9\u67fb\u30b7\u30b9\u30c6\u30e0\u306f\u904e\u53bb\u306e\u8fd4\u6e08\u30fb\u5229\u7528\u5b9f\u7e3e\u3092\u3082\u3068\u306b\u30b9\u30b3\u30a2\u3092\u7b97\u51fa\u3057\u307e\u3059\u304c\u3001\u30c7\u30fc\u30bf\u304c\u30bc\u30ed\u3060\u3068\u30b9\u30b3\u30a2\u3092\u8a08\u7b97\u3067\u304d\u305a\u3001\u6700\u4f4e\u8a55\u4fa1\u5e2f\u306b\u5206\u985e\u3055\u308c\u3066\u3057\u307e\u3046\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>30\u4ee3\u4ee5\u4e0a\u3067\u306f\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30921\u679a\u3082\u6301\u3063\u3066\u3044\u306a\u3044\u306e\u306f\u73cd\u3057\u3044\u300d\u3068\u3044\u3046\u793e\u4f1a\u7684\u524d\u63d0\u304c\u5be9\u67fb\u306b\u53cd\u6620\u3055\u308c\u308b\u305f\u3081\u3001\u5c65\u6b74\u30bc\u30ed\u304c\u4e0d\u81ea\u7136\u306a\u30b7\u30b0\u30ca\u30eb\u3068\u3057\u3066\u51e6\u7406\u3055\u308c\u3001\u4e8c\u6b21\u5be9\u67fb\u306b\u3059\u3089\u9032\u3081\u306a\u3044\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"over-40s-stricter-screening\">40\u4ee3\u30fb50\u4ee3\u306f\u672a\u4fdd\u6709\u306e\u7406\u7531\u3092\u7591\u308f\u308c\u3055\u3089\u306b\u53b3\u3057\u304f\u306a\u308b<\/h3>\n\n\n\n<p>40\u4ee3\u30fb50\u4ee3\u3067\u30af\u30ec\u30b8\u30c3\u30c8\u5c65\u6b74\u304c\u30bc\u30ed\u3060\u3068\u3001<strong><span class=\"swl-marker mark_yellow\">\u30ab\u30fc\u30c9\u4f1a\u793e\u304b\u3089\u300c\u904e\u53bb\u306b\u91d1\u878d\u4e8b\u6545\u3092\u8d77\u3053\u3057\u3001\u305d\u306e\u8a18\u9332\u304c\u6642\u52b9\u3067\u6d88\u3048\u305f\u306e\u3067\u306f\u306a\u3044\u304b\u300d\u3068\u7591\u308f\u308c\u3066\u3057\u307e\u3044\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u4fe1\u7528\u60c5\u5831\u306e\u4e8b\u6545\u8a18\u9332\u306f\u304a\u304a\u3080\u306d5\u5e74\u3067\u6d88\u53bb\u3055\u308c\u308b\u4ed5\u7d44\u307f\u306e\u305f\u3081\u3001\u4e8b\u6545\u5f8c\u306b\u9577\u671f\u9593\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u5229\u7528\u3057\u306a\u304b\u3063\u305f\u4eba\u306f\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u5916\u898b\u4e0a\u307e\u3063\u305f\u304f\u533a\u5225\u304c\u3064\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u5e74\u53ce\u3084\u52e4\u7d9a\u5e74\u6570\u306a\u3069\u306e\u5c5e\u6027\u6761\u4ef6\u304c\u826f\u304f\u3066\u3082\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u30af\u30ec\u30d2\u30b9\u304c\u306a\u304440\u4ee3\u30fb50\u4ee3\u306f\u4e8b\u5b9f\u4e0a\u30d6\u30e9\u30c3\u30af\u3068\u540c\u7b49\u306b\u6271\u308f\u308c\u3066\u3057\u307e\u3046\u3053\u3068\u304c\u3042\u308b<\/span><\/strong>\u305f\u3081\u3001\u5be9\u67fb\u306e\u96e3\u6613\u5ea6\u306f\u4e00\u6bb5\u3068\u9ad8\u304f\u306a\u308a\u304c\u3061\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Section2\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304b\u3069\u3046\u304b\u78ba\u8a8d\u3059\u308b\u65b9\u6cd5<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_confirm.png\" alt=\"\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304b\u3069\u3046\u304b\u78ba\u8a8d\u3059\u308b\u65b9\u6cd5\" class=\"wp-image-730\" srcset=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_confirm.png 1280w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_confirm-300x169.png 300w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_confirm-1024x576.png 1024w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_confirm-768x432.png 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304b\u3069\u3046\u304b\u78ba\u8a8d\u3059\u308b\u65b9\u6cd5<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#request-cic-jicc-disclosure\">CIC\u3084JICC\u306b\u958b\u793a\u8acb\u6c42\u3059\u308b<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#request-ksc-disclosure\">\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\u306b\u958b\u793a\u8acb\u6c42\u3059\u308b<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>\u305d\u308c\u305e\u308c\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"request-cic-jicc-disclosure\">CIC\u3084JICC\u306b\u958b\u793a\u8acb\u6c42\u3059\u308b<\/h3>\n\n\n\n<p>\u81ea\u5206\u304c\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304b\u3069\u3046\u304b\u3092\u78ba\u8a8d\u3059\u308b\u306b\u306f\u3001<strong><span class=\"swl-marker mark_yellow\">CIC\u307e\u305f\u306fJICC\u3078\u306e\u958b\u793a\u8acb\u6c42\u304c\u6700\u3082\u624b\u8efd\u306a\u65b9\u6cd5<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p>CIC\u306f\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u304b\u3089\u624b\u6570\u6599500\u5186\u3067\u958b\u793a\u3067\u304d\u3001\u30de\u30a4\u30caPocket\u30a2\u30d7\u30ea\u3092\u4f7f\u3063\u3066\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9\u3067\u672c\u4eba\u78ba\u8a8d\u3092\u884c\u3048\u3070\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u958b\u793a\u5831\u544a\u66f8\u3092\u305d\u306e\u5834\u3067\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3067\u304d\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u5831\u544a\u66f8\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u3084\u30ed\u30fc\u30f3\u306e\u5229\u7528\u5c65\u6b74\u304c\u4e00\u5207\u8a18\u8f09\u3055\u308c\u3066\u3044\u306a\u3051\u308c\u3070\u3001\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3068\u5224\u65ad\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>JICC\u3082\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30a2\u30d7\u30ea\u3067\u624b\u6570\u65991,000\u5186\u3067\u958b\u793a\u3067\u304d\u3001\u300c\u7570\u52d5\u53c2\u8003\u60c5\u5831\u7b49\u300d\u6b04\u304c\u7a7a\u767d\u3067\u3042\u308c\u3070\u4e8b\u6545\u60c5\u5831\u306f\u8a18\u9332\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u304c\u3001CIC\u3068JICC\u3067\u306f\u767b\u9332\u5185\u5bb9\u304c\u7570\u306a\u308b\u305f\u3081\u3001<strong><span class=\"swl-marker mark_yellow\">\u78ba\u5b9f\u306b\u72b6\u6cc1\u3092\u628a\u63e1\u3057\u305f\u3044\u5834\u5408\u306f\u4e21\u65b9\u3092\u958b\u793a\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046<\/span><\/strong>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"request-ksc-disclosure\">\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\u306b\u958b\u793a\u8acb\u6c42\u3059\u308b<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc(KSC)\u306f\u3001\u9280\u884c\u30ed\u30fc\u30f3\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u4fe1\u7528\u60c5\u5831\u3092\u7ba1\u7406\u3059\u308b\u6a5f\u95a2<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u624b\u6570\u65991,000\u5186\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u958b\u793a\u306b\u5bfe\u5fdc\u3057\u3066\u304a\u308a\u3001NFC\u6a5f\u80fd\u642d\u8f09\u306e\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3068\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9\u3092\u7528\u610f\u3059\u308c\u3070\u7533\u3057\u8fbc\u3081\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u3057\u7d50\u679c\u306e\u78ba\u8a8d\u307e\u3067\u6700\u77ed3\u301c5\u55b6\u696d\u65e5\u304b\u304b\u308b\u305f\u3081\u3001\u6025\u304e\u306e\u5834\u5408\u306f\u4f59\u88d5\u3092\u3082\u3063\u3066\u65e9\u3081\u306b\u624b\u7d9a\u304d\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u9280\u884c\u30ab\u30fc\u30c9\u306e\u5be9\u67fb\u3092\u63a7\u3048\u3066\u3044\u308b\u5834\u5408\u306fKSC\u306e\u958b\u793a\u3082\u5fc5\u305a\u5b9f\u65bd\u3057<\/span><\/strong>\u3001\u9280\u884c\u7cfb\u306e\u4fe1\u7528\u60c5\u5831\u306b\u554f\u984c\u304c\u306a\u3044\u304b\u3092\u3042\u308f\u305b\u3066\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Section3\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304c\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u65b9\u6cd5<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"350\" height=\"600\" src=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_build_credit.png\" alt=\"\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u65b9\u6cd5\" class=\"wp-image-744\" srcset=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_build_credit.png 350w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_build_credit-175x300.png 175w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304c\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u65b9\u6cd5<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#smartphone-installment-payment\">\u30b9\u30de\u30db\u7aef\u672b\u4ee3\u91d1\u306e\u5206\u5272\u6255\u3044\u3067\u652f\u6255\u3044\u5b9f\u7e3e\u3092\u7a4d\u3080<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#shopping-loan\">\u5bb6\u96fb\u3084\u767e\u8ca8\u5e97\u306e\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3059\u308b<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#apply-retail-credit-card\">\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u3044\u6d41\u901a\u7cfb\u30ab\u30fc\u30c9\u306b\u7533\u3057\u8fbc\u3080<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#build-history-with-small-payments\">\u5c11\u984d\u5229\u7528\u3068\u671f\u65e5\u5185\u8fd4\u6e08\u3092\u7e70\u308a\u8fd4\u3057\u3066\u5b9f\u7e3e\u3092\u7a4d\u3080<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#step-up-to-target-card\">\u4e8c\u6b21\u30ab\u30fc\u30c9\u3092\u7d4c\u3066\u76ee\u6a19\u30ab\u30fc\u30c9\u306b\u7533\u3057\u8fbc\u3080<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>\u305d\u308c\u305e\u308c\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"smartphone-installment-payment\">\u30b9\u30de\u30db\u7aef\u672b\u4ee3\u91d1\u306e\u5206\u5272\u6255\u3044\u3067\u652f\u6255\u3044\u5b9f\u7e3e\u3092\u7a4d\u3080<\/h3>\n\n\n\n<p>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304b\u3089\u30af\u30ec\u30d2\u30b9\u3092\u59cb\u3081\u308b<strong><span class=\"swl-marker mark_yellow\">\u6700\u3082\u624b\u8efd\u306a\u65b9\u6cd5\u304c\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u672c\u4f53\u306e\u7aef\u672b\u4ee3\u91d1\u3092\u5206\u5272\u6255\u3044\u306b\u3059\u308b<\/span><\/strong>\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u901a\u4fe1\u6599\u306e\u5f15\u304d\u843d\u3068\u3057\u3067\u306f\u306a\u304f\u3001\u7aef\u672b\u4ee3\u91d1\u306e\u5272\u8ce6\u6255\u3044\u304c\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u306e\u8a18\u9332\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u73fe\u5728\u5229\u7528\u4e2d\u306e\u30ad\u30e3\u30ea\u30a2\u3067\u6a5f\u7a2e\u5909\u66f4\u3092\u3059\u308b\u3068\u65e2\u5b58\u306e\u652f\u6255\u3044\u5b9f\u7e3e\u304c\u3042\u308b\u305f\u3081\u5be9\u67fb\u304c\u901a\u308a\u3084\u3059\u304f\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u7aef\u672b\u306f10\u4e07\u5186\u4ee5\u4e0b\u306b\u6291\u3048\u308b\u3068<\/span><\/strong>\u5272\u8ce6\u8ca9\u58f2\u6cd5\u306b\u3088\u308b\u8a73\u7d30\u5be9\u67fb\u3092\u907f\u3051\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u6bce\u6708\u6ede\u7d0d\u306a\u304f\u652f\u6255\u3044\u7d9a\u3051\u308b\u3053\u3068\u304c\u5fc5\u9808\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"shopping-loan\">\u5bb6\u96fb\u3084\u767e\u8ca8\u5e97\u306e\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3059\u308b<\/h3>\n\n\n\n<p>\u5bb6\u96fb\u91cf\u8ca9\u5e97\u3084\u767e\u8ca8\u5e97\u304c\u63d0\u643a\u3059\u308b<strong><span class=\"swl-marker mark_yellow\">\u4fe1\u8ca9\u4f1a\u793e\u306e\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3057\u305f\u5206\u5272\u6255\u3044\u3067\u3082\u3001\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u3089\u308c\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u5927\u624b\u5bb6\u96fb\u91cf\u8ca9\u5e97\u306e\u591a\u304f\u304c\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u5e97\u8217\u3084\u5546\u54c1\u306b\u3088\u3063\u3066\u53d6\u308a\u6271\u3044\u304c\u7570\u306a\u308b\u305f\u3081\u4e8b\u524d\u306b\u78ba\u8a8d\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u6240\u5b9a\u306e\u5be9\u67fb\u304c\u3042\u308b\u305f\u3081<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u7121\u7406\u306e\u306a\u3044\u8fd4\u6e08\u984d\u3092\u8a2d\u5b9a<\/span><\/strong>\u3057\u3001\u9045\u6ede\u306a\u304f\u652f\u6255\u3044\u7d9a\u3051\u308b\u3053\u3068\u3067\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u7740\u5b9f\u306a\u5b9f\u7e3e\u304c\u523b\u307e\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"apply-retail-credit-card\">\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u3044\u6d41\u901a\u7cfb\u30ab\u30fc\u30c9\u306b\u7533\u3057\u8fbc\u3080<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u6d41\u901a\u7cfb\u30ab\u30fc\u30c9\u306f\u5e45\u5e83\u3044\u5c64\u306b\u30ab\u30fc\u30c9\u3092\u767a\u884c\u3059\u308b\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306e\u305f\u3081\u3001\u7533\u3057\u8fbc\u307f\u6761\u4ef6\u304c\u9280\u884c\u7cfb\u30ab\u30fc\u30c9\u306b\u6bd4\u3079\u3066\u7de9\u304f\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u5411\u3051\u306b\u5be9\u67fb\u304c\u901a\u308a\u3084\u3059\u3044\u30ab\u30fc\u30c9\u306e\u4f8b\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\"><div class=\"cap_box_ttl\"><span>\u304a\u3059\u3059\u3081\u6d41\u901a\u7cfb\u30ab\u30fc\u30c9<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li>\u697d\u5929\u30ab\u30fc\u30c9<\/li>\n\n\n\n<li>\u30a4\u30aa\u30f3\u30ab\u30fc\u30c9(WAON\u4e00\u4f53\u578b)<\/li>\n\n\n\n<li>\u30a8\u30dd\u30b9\u30ab\u30fc\u30c9<\/li>\n\n\n\n<li>AC\u30de\u30b9\u30bf\u30fc\u30ab\u30fc\u30c9<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>\u5e74\u4f1a\u8cbb\u7121\u6599\u306e\u3082\u306e\u3092\u9078\u3076\u3053\u3068\u3067\u30b3\u30b9\u30c8\u3092\u304b\u3051\u305a\u306b\u30af\u30ec\u30d2\u30b9\u3092\u7a4d\u3093\u3067\u3044\u3051\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"build-history-with-small-payments\">\u5c11\u984d\u5229\u7528\u3068\u671f\u65e5\u5185\u8fd4\u6e08\u3092\u7e70\u308a\u8fd4\u3057\u3066\u5b9f\u7e3e\u3092\u7a4d\u3080<\/h3>\n\n\n\n<p>\u6bce\u6708\u306e\u516c\u5171\u6599\u91d1\u3084\u901a\u4fe1\u8cbb\u306a\u3069\u306e\u56fa\u5b9a\u8cbb\u3092\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u6255\u3044\u306b\u8a2d\u5b9a\u3059\u308b\u3068\u3001<strong><span class=\"swl-marker mark_yellow\">\u5c11\u984d\u3067\u3082\u7d99\u7d9a\u7684\u306a\u5229\u7528\u5b9f\u7e3e\u3068\u3057\u3066\u7a4d\u307f\u4e0a\u304c\u308a\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u8fd4\u6e08\u671f\u65e5\u3092\u5b88\u308b\u3053\u3068\u304c\u6700\u91cd\u8981\u3067\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u5ef6\u6ede\u8a18\u9332\u306f5\u5e74\u9593\u4fe1\u7528\u60c5\u5831\u306b\u6b8b\u308a\u7d9a\u3051\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u534a\u5e74\u301c1\u5e74\u7a0b\u5ea6\u30af\u30ea\u30fc\u30f3\u306a\u5229\u7528\u5b9f\u7e3e\u3092\u7d99\u7d9a\u3059\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u5be9\u67fb\u96e3\u6613\u5ea6\u306e\u9ad8\u3044\u30ab\u30fc\u30c9\u3078\u306e\u7533\u3057\u8fbc\u307f\u304c\u8996\u91ce\u306b\u5165\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"step-up-to-target-card\">\u4e8c\u6b21\u30ab\u30fc\u30c9\u3092\u7d4c\u3066\u76ee\u6a19\u30ab\u30fc\u30c9\u306b\u7533\u3057\u8fbc\u3080<\/h3>\n\n\n\n<p>\u76ee\u6307\u3059\u30b4\u30fc\u30eb\u30c9\u30ab\u30fc\u30c9\u3084\u30d7\u30ec\u30df\u30a2\u30e0\u30ab\u30fc\u30c9\u304c\u3042\u308b\u5834\u5408\u306f\u3001<strong><span class=\"swl-marker mark_yellow\">\u307e\u305a\u305d\u306e\u767a\u884c\u4f1a\u793e\u306e\u4e00\u822c\u30ab\u30fc\u30c9\u3092\u53d6\u5f97\u3057\u3066\u81ea\u793e\u5185\u3067\u306e\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u306e\u304c\u52b9\u7387\u7684<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p>6\u30f6\u6708\u301c1\u5e74\u9593\u7d99\u7d9a\u3057\u3066\u5229\u7528\u30fb\u8fd4\u6e08\u3092\u7a4d\u307f\u91cd\u306d\u308b\u3068\u3001\u4e0a\u4f4d\u30ab\u30fc\u30c9\u3078\u306e\u5207\u308a\u66ff\u3048\u3084\u30a4\u30f3\u30d3\u30c6\u30fc\u30b7\u30e7\u30f3\u306e\u5bfe\u8c61\u306b\u306a\u308a\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u6bb5\u968e\u3092\u8e0f\u3093\u3067\u30b9\u30c6\u30c3\u30d7\u30a2\u30c3\u30d7\u3059\u308b\u3053\u3068\u304c\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u76ee\u6a19\u30ab\u30fc\u30c9\u53d6\u5f97\u3078\u306e\u6700\u77ed\u30eb\u30fc\u30c8<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Caution\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304c\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u969b\u306e\u6ce8\u610f\u70b9<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"350\" height=\"600\" src=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2-crehis-caution-350x600-1.png\" alt=\"\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304c\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u969b\u306e\u6ce8\u610f\u70b9\" class=\"wp-image-762\" srcset=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2-crehis-caution-350x600-1.png 350w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2-crehis-caution-350x600-1-175x300.png 175w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u304c\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u969b\u306e\u6ce8\u610f\u70b9<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#late-payment-blacklist\">61\u65e5\u307e\u305f\u306f3\u30f6\u6708\u4ee5\u4e0a\u306e\u5ef6\u6ede\u3067\u30d6\u30e9\u30c3\u30af\u60c5\u5831\u304c\u8a18\u9332\u3055\u308c\u308b<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#single-delay-a-mark\">1\u56de\u306e\u9045\u5ef6\u3067\u3082\u300cA\u300d\u30de\u30fc\u30af\u304c\u4ed8\u304d\u5be9\u67fb\u306b\u60aa\u5f71\u97ff<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#multiple-applications-blacklist\">\u77ed\u671f\u9593\u306e\u591a\u91cd\u7533\u3057\u8fbc\u307f\u306f\u7533\u3057\u8fbc\u307f\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#wait-6-months-after-rejection\">\u5be9\u67fb\u843d\u3061\u5f8c\u306f6\u30f6\u6708\u9593\u9694\u3092\u7a7a\u3051\u3066\u5225\u4f1a\u793e\u306b\u7533\u3057\u8fbc\u3080<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>\u305d\u308c\u305e\u308c\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"late-payment-blacklist\">61\u65e5\u307e\u305f\u306f3\u30f6\u6708\u4ee5\u4e0a\u306e\u5ef6\u6ede\u3067\u30d6\u30e9\u30c3\u30af\u60c5\u5831\u304c\u8a18\u9332\u3055\u308c\u308b<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u8fd4\u6e08\u65e5\u304b\u308961\u65e5\u4ee5\u4e0a\u3001\u307e\u305f\u306f3\u30f6\u6708\u4ee5\u4e0a\u306e\u5ef6\u6ede\u304c\u7d9a\u304f\u3068\u3001CIC\u306b\u300c\u7570\u52d5\u60c5\u5831(\u30d6\u30e9\u30c3\u30af\u60c5\u5831)\u300d\u304c\u767b\u9332\u3055\u308c\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/span><\/strong><\/p>\n\n\n\n<p>\u3053\u306e\u60c5\u5831\u306f<strong><span class=\"swl-inline-color has-swl-deep-01-color\">5\u5e74\u9593\u8a18\u9332\u3055\u308c\u308b<\/span><\/strong>\u305f\u3081\u3001\u305d\u306e\u671f\u9593\u4e2d\u306f\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306b\u901a\u308a\u306b\u304f\u3044\u72b6\u614b\u304c\u7d9a\u3044\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u306b\u306f\u3001\u5ef6\u6ede\u81ea\u4f53\u3092\u8d77\u3053\u3055\u306a\u3044\u3053\u3068\u304c\u6700\u3082\u5927\u5207\u306a\u524d\u63d0\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"single-delay-a-mark\">1\u56de\u306e\u9045\u5ef6\u3067\u3082\u300cA\u300d\u30de\u30fc\u30af\u304c\u4ed8\u304d\u5be9\u67fb\u306b\u60aa\u5f71\u97ff<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u300cA\u300d\u30de\u30fc\u30af\u3068\u306f\u300c\u7d04\u675f\u306e\u652f\u6255\u3044\u65e5\u306b\u5165\u91d1\u304c\u306a\u304b\u3063\u305f\u300d\u3053\u3068\u3092\u793a\u3059CIC\u306e\u8a18\u9332\u3067\u3001\u305f\u3063\u305f1\u65e5\u306e\u9045\u308c\u3067\u3082\u8a18\u9332\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/strong><\/p>\n\n\n\n<p>1\u4ef6\u3060\u3051\u3067\u306f\u5be9\u67fb\u3078\u306e\u5f71\u97ff\u306f\u5c0f\u3055\u3044\u3082\u306e\u306e\u3001\u8907\u6570\u306eA\u30de\u30fc\u30af\u304c\u4e26\u3076\u3068\u91d1\u878d\u6a5f\u95a2\u306e\u5fc3\u8a3c\u304c\u60aa\u5316\u3057\u3001\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3092\u76ee\u6307\u3059\u5834\u5408\u306b\u306f\u81f4\u547d\u7684\u306a\u30de\u30a4\u30ca\u30b9\u306b\u306a\u308a\u304b\u306d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001\u30ab\u30fc\u30c9\u4f1a\u793e\u306b\u3088\u3063\u3066\u306f\u72ec\u81ea\u306e\u793e\u5185\u60c5\u5831\u3068\u3057\u3066\u534a\u6c38\u4e45\u7684\u306b\u8a18\u9332\u3059\u308b\u5834\u5408\u3082\u3042\u308b\u305f\u3081\u3001\u652f\u6255\u3044\u671f\u65e5\u3092\u5fc5\u305a\u5b88\u308b\u7fd2\u6163\u3092\u3064\u3051\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"multiple-applications-blacklist\">\u77ed\u671f\u9593\u306e\u591a\u91cd\u7533\u3057\u8fbc\u307f\u306f\u7533\u3057\u8fbc\u307f\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u77ed\u671f\u9593\u306b\u8907\u6570\u306e\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u3078\u7533\u3057\u8fbc\u3080\u3068\u3001\u300c\u7533\u3057\u8fbc\u307f\u30d6\u30e9\u30c3\u30af\u300d\u3068\u547c\u3070\u308c\u308b\u72b6\u614b\u306b\u306a\u308a\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/span><\/strong><\/p>\n\n\n\n<p>\u7533\u8fbc\u60c5\u5831\u306f\u5be9\u67fb\u306e\u7d50\u679c\u306b\u304b\u304b\u308f\u3089\u305a6\u30f6\u6708\u9593\u8a18\u9332\u3055\u308c\u3001CIC\u52a0\u76df\u4f1a\u793e\u9593\u3067\u5171\u6709\u3055\u308c\u308b\u305f\u3081\u3001\u5225\u4f1a\u793e\u306b\u7533\u3057\u8fbc\u3093\u3067\u3082\u5c65\u6b74\u306f\u7b52\u629c\u3051\u3067\u3059\u3002<\/p>\n\n\n\n<p><strong><span class=\"swl-inline-color has-swl-deep-01-color\">1\u30f6\u6708\u306b3\u793e\u4ee5\u4e0a\u306e\u7533\u3057\u8fbc\u307f\u306f\u7279\u306b\u30ea\u30b9\u30af\u304c\u9ad8\u3044<\/span><\/strong>\u306e\u3067\u3001\u4e00\u5ea6\u306b\u8907\u6570\u793e\u3078\u7533\u3057\u8fbc\u3080\u306e\u306f\u907f\u3051\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"wait-6-months-after-rejection\">\u5be9\u67fb\u843d\u3061\u5f8c\u306f6\u30f6\u6708\u9593\u9694\u3092\u7a7a\u3051\u3066\u5225\u4f1a\u793e\u306b\u7533\u3057\u8fbc\u3080<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u5be9\u67fb\u843d\u3061\u306e\u8a18\u9332\u306f\u6700\u59276\u30f6\u6708\u9593(KSC\u306f\u6700\u59271\u5e74\u9593)\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u6b8b\u308b\u305f\u3081\u3001\u3059\u3050\u306b\u5225\u4f1a\u793e\u3078\u7533\u3057\u8fbc\u3093\u3067\u3082\u5be9\u67fb\u3067\u4e0d\u5229\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/span><\/strong><\/p>\n\n\n\n<p>6\u30f6\u6708\u306e\u30a4\u30f3\u30bf\u30fc\u30d0\u30eb\u3092\u7f6e\u304f\u9593\u306b\u3001\u5ef6\u6ede\u306e\u89e3\u6d88\u3084\u7533\u8fbc\u307f\u6570\u306e\u6574\u7406\u306a\u3069\u5be9\u67fb\u843d\u3061\u306e\u539f\u56e0\u306b\u5bfe\u51e6\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u7126\u3063\u3066\u7533\u3057\u8fbc\u307f\u3092\u7e70\u308a\u8fd4\u3059\u307b\u3069\u72b6\u6cc1\u304c\u60aa\u5316\u3057\u3066\u3044\u304f\u305f\u3081\u3001\u4fe1\u7528\u60c5\u5831\u3092\u958b\u793a\u3057\u3066\u73fe\u72b6\u3092\u628a\u63e1\u3057\u3066\u304b\u3089\u52d5\u304f\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Solution\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3067\u5be9\u67fb\u306b\u843d\u3061\u305f\u5834\u5408\u306e\u5bfe\u51e6\u6cd5<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"350\" height=\"600\" src=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2-solution-new.png\" alt=\"\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3067\u5be9\u67fb\u306b\u843d\u3061\u305f\u5834\u5408\u306e\u5bfe\u51e6\u6cd5\" class=\"wp-image-763\" srcset=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2-solution-new.png 350w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2-solution-new-175x300.png 175w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-capbox cap_box\"><div class=\"cap_box_ttl\"><span>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3067\u5be9\u67fb\u306b\u843d\u3061\u305f\u5834\u5408\u306e\u5bfe\u51e6\u6cd5<\/span><\/div><div class=\"cap_box_content\">\n<ul class=\"wp-block-list\">\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#apply-different-company\">\u5225\u306e\u4f1a\u793e\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306b\u7533\u3057\u8fbc\u3080<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#reapply-after-building-credit\">\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u3066\u304b\u3089\u518d\u7533\u3057\u8fbc\u307f\u3059\u308b<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#deposit-credit-card\">\u30c7\u30dd\u30b8\u30c3\u30c8\u578b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u5229\u7528\u3059\u308b<\/a><\/li>\n\n\n\n<li><a style=\"color:#1122cc;text-decoration: underline\" href=\"#debit-prepaid-alternative\">\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9\u3092\u4ee3\u66ff\u6c7a\u6e08\u624b\u6bb5\u306b\u3059\u308b<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>\u305d\u308c\u305e\u308c\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"apply-different-company\">\u5225\u306e\u4f1a\u793e\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306b\u7533\u3057\u8fbc\u3080<\/h3>\n\n\n\n<p>\u5be9\u67fb\u57fa\u6e96\u306f\u30ab\u30fc\u30c9\u4f1a\u793e\u3054\u3068\u306b\u7570\u306a\u308b\u305f\u3081\u3001<strong><span class=\"swl-marker mark_yellow\">1\u793e\u3067\u843d\u3061\u3066\u3082\u5225\u306e\u4f1a\u793e\u306a\u3089\u901a\u904e\u3067\u304d\u308b\u53ef\u80fd\u6027<\/span><\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u7cfb\u3084\u6d41\u901a\u7cfb\u30ab\u30fc\u30c9\u306f\u72ec\u81ea\u306e\u5be9\u67fb\u57fa\u6e96\u3092\u63a1\u7528\u3057\u3066\u304a\u308a\u3001\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3067\u3082\u767a\u884c\u3055\u308c\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308b\u306e\u3067\u3001\u307e\u305a\u306f\u7533\u8fbc\u307f\u30cf\u30fc\u30c9\u30eb\u304c\u4f4e\u3081\u306e\u30ab\u30fc\u30c9\u304b\u3089\u8a66\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u3057\u3001\u524d\u8ff0\u306e\u901a\u308a<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u77ed\u671f\u9593\u306e\u591a\u91cd\u7533\u3057\u8fbc\u307f\u306f\u907f\u3051<\/span><\/strong>\u30016\u30f6\u6708\u4ee5\u4e0a\u9593\u9694\u3092\u3042\u3051\u3066\u304b\u3089\u7533\u3057\u8fbc\u3080\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"reapply-after-building-credit\">\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u3066\u304b\u3089\u518d\u7533\u3057\u8fbc\u307f\u3059\u308b<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u524d\u8ff0\u306e\u300c\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u65b9\u6cd5\u300d\u3067\u7d39\u4ecb\u3057\u305f\u30b9\u30de\u30db\u5206\u5272\u6255\u3044\u3084\u6d41\u901a\u7cfb\u30ab\u30fc\u30c9\u306a\u3069\u3092\u6d3b\u7528\u3057\u3001\u307e\u305a\u306f\u652f\u6255\u3044\u5b9f\u7e3e\u3092\u7a4d\u307f\u4e0a\u3052\u307e\u3057\u3087\u3046<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u30af\u30ec\u30d2\u30b9\u30921\u301c2\u5e74\u304b\u3051\u3066\u80b2\u3066\u3066\u304b\u3089\u672c\u547d\u306e\u30ab\u30fc\u30c9\u3078\u518d\u7533\u3057\u8fbc\u307f\u3059\u308b\u306e\u304c\u3001\u78ba\u5b9f\u306b\u5be9\u67fb\u3092\u901a\u904e\u3059\u308b\u305f\u3081\u306e\u6700\u77ed\u30eb\u30fc\u30c8\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"deposit-credit-card\">\u30c7\u30dd\u30b8\u30c3\u30c8\u578b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u5229\u7528\u3059\u308b<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u30c7\u30dd\u30b8\u30c3\u30c8\u578b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\u3001\u4e8b\u524d\u306b\u4fdd\u8a3c\u91d1\u3092\u9810\u3051\u308b\u3053\u3068\u3067\u5229\u7528\u9650\u5ea6\u984d\u304c\u8a2d\u5b9a\u3055\u308c\u308b\u30ab\u30fc\u30c9\u3067\u3001\u5be9\u67fb\u57fa\u6e96\u304c\u4f4e\u304f\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3067\u3082\u767a\u884c\u3057\u3066\u3082\u3089\u3044\u3084\u3059\u3044<\/span><\/strong>\u9078\u629e\u80a2\u3067\u3059\u3002<\/p>\n\n\n\n<p>NexusCard\u306f5\u4e07\u301c200\u4e07\u5186\u306e\u30c7\u30dd\u30b8\u30c3\u30c8\u3092\u9810\u3051\u308c\u3070Visa\u52a0\u76df\u5e97\u3067\u5229\u7528\u3067\u304d\u3001\u901a\u5e38\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u540c\u69d8\u306b\u30af\u30ec\u30d2\u30b9\u3082\u7a4d\u307f\u4e0a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u5c06\u6765\u7684\u306b\u901a\u5e38\u306e\u30ab\u30fc\u30c9\u3078\u5207\u308a\u66ff\u3048\u305f\u3044\u65b9\u306b\u3068\u3063\u3066\u3001<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u306a\u304c\u3089\u4eca\u3059\u3050\u6c7a\u6e08\u624b\u6bb5\u3092\u78ba\u4fdd\u3067\u304d\u308b<\/span><\/strong>\u5b9f\u7528\u7684\u306a\u65b9\u6cd5\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"debit-prepaid-alternative\">\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9\u3092\u4ee3\u66ff\u6c7a\u6e08\u624b\u6bb5\u306b\u3059\u308b<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\u53e3\u5ea7\u304c\u3042\u308c\u3070\u5be9\u67fb\u306a\u3057\u3067\u53d6\u5f97\u3067\u304d<\/span><\/strong>\u3001\u6c7a\u6e08\u3068\u540c\u6642\u306b\u9280\u884c\u53e3\u5ea7\u304b\u3089\u5f15\u304d\u843d\u3068\u3055\u308c\u308b\u305f\u3081\u3001\u4f7f\u3044\u3059\u304e\u308b\u5fc3\u914d\u306a\u304f\u65e5\u5e38\u7684\u306a\u6c7a\u6e08\u306b\u6d3b\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9\u3082\u30c1\u30e3\u30fc\u30b8\u984d\u306e\u7bc4\u56f2\u5185\u3067\u5229\u7528\u3067\u304d\u308b\u305f\u3081\u3001\u91d1\u92ad\u7ba1\u7406\u304c\u82e6\u624b\u306a\u65b9\u3067\u3082\u5b89\u5fc3\u3057\u3066\u4f7f\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u3057\u3001\u3069\u3061\u3089\u3082\u30af\u30ec\u30d2\u30b9\u304c\u7a4d\u307f\u4e0a\u304c\u308a\u306b\u304f\u3044\u70b9\u306b\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u306a\u306e\u3067\u3001\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u72b6\u614b\u306e\u89e3\u6d88\u3092\u76ee\u6307\u3059\u306a\u3089\u3001\u4e26\u884c\u3057\u3066\u30c7\u30dd\u30b8\u30c3\u30c8\u578b\u30af\u30ec\u30ab\u306e\u6d3b\u7528\u3082\u691c\u8a0e\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Question\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306b\u3064\u3044\u3066\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_faq.png\" alt=\"\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3088\u304f\u3042\u308b\u8cea\u554f\" class=\"wp-image-738\" srcset=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_faq.png 1280w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_faq-300x169.png 300w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_faq-1024x576.png 1024w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_faq-768x432.png 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<p>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306b\u3064\u3044\u3066\u3088\u304f\u3042\u308b\u8cea\u554f\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"students-homemakers-super-white\">\u5b66\u751f\u3084\u5c02\u696d\u4e3b\u5a66\u3082\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306b\u306a\u308b?<\/h3>\n\n\n\n<p>\u5b66\u751f\u3084\u5c02\u696d\u4e3b\u5a66\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3059\u308b\u6a5f\u4f1a\u304c\u5c11\u306a\u3044\u305f\u3081\u3001<strong><span class=\"swl-marker mark_yellow\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306b\u306a\u308a\u3084\u3059\u3044\u5c5e\u6027<\/span><\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u305720\u4ee3\u524d\u534a\u306e\u5b66\u751f\u306f\u3001\u30af\u30ec\u30d2\u30b9\u304c\u306a\u304f\u3066\u3082\u4e0d\u81ea\u7136\u3067\u306f\u306a\u3044\u3068\u5224\u65ad\u3055\u308c\u308b\u305f\u3081\u3001\u5be9\u67fb\u3078\u306e\u5f71\u97ff\u306f\u6bd4\u8f03\u7684\u5c0f\u3055\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u5c02\u696d\u4e3b\u5a66\u306e\u5834\u5408\u306f<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u914d\u5076\u8005\u306e\u53ce\u5165\u3092\u5408\u7b97\u3067\u304d\u308b\u30ab\u30fc\u30c9<\/span><\/strong>\u3092\u9078\u3076\u3068\u3001\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3067\u3082\u5be9\u67fb\u3092\u901a\u904e\u3067\u304d\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"utility-rent-arrears-impact\">\u516c\u5171\u6599\u91d1\u3084\u5bb6\u8cc3\u306e\u6ede\u7d0d\u306f\u4fe1\u7528\u60c5\u5831\u306b\u5f71\u97ff\u3059\u308b?<\/h3>\n\n\n\n<p>\u516c\u5171\u6599\u91d1\u3092\u53e3\u5ea7\u5f15\u304d\u843d\u3068\u3057\u3084\u73fe\u91d1\u6255\u3044\u3067\u652f\u6255\u3063\u3066\u3044\u308b\u5834\u5408\u3001<strong><span class=\"swl-marker mark_yellow\">\u6ede\u7d0d\u3057\u3066\u3082CIC\u3084JICC\u306b\u306f\u76f4\u63a5\u767b\u9332\u3055\u308c\u307e\u305b\u3093<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u3057\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u6255\u3044\u306b\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u30ab\u30fc\u30c9\u306e\u652f\u6255\u3044\u5ef6\u6ede\u3068\u3057\u3066\u4fe1\u7528\u60c5\u5831\u306b\u8a18\u9332\u3055\u308c\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u5bb6\u8cc3\u306b\u3064\u3044\u3066\u306f\u3001\u52a0\u76df\u3059\u308b\u4fdd\u8a3c\u4f1a\u793e\u306b\u3088\u3063\u3066\u306f<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u5ef6\u6ede\u60c5\u5831\u304c\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u767b\u9332\u3055\u308c\u308b\u5834\u5408<\/span><\/strong>\u304c\u3042\u308b\u305f\u3081\u3001\u6ede\u7d0d\u306f\u907f\u3051\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"bankruptcy-and-super-white\">\u904e\u53bb\u306b\u81ea\u5df1\u7834\u7523\u3057\u305f\u4eba\u306f\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306b\u8a72\u5f53\u3059\u308b?<\/h3>\n\n\n\n<p>\u81ea\u5df1\u7834\u7523\u306e\u4e8b\u6545\u60c5\u5831\u306f<strong><span class=\"swl-marker mark_yellow\">CIC\u3084JICC\u3067\u306f5\u5e74\u3001KSC\u3067\u306f\u6700\u957710\u5e74\u3067\u8a18\u9332\u304c\u6d88\u3048\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u8a18\u9332\u6d88\u53bb\u5f8c\u306f\u4fe1\u7528\u60c5\u5831\u304c\u7a7a\u767d\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u3053\u308c\u306f\u524d\u8ff0\u306e\u901a\u308a\u300c\u30db\u30ef\u30a4\u30c8(\u30d6\u30e9\u30c3\u30af\u660e\u3051)\u300d\u306b\u5206\u985e\u3055\u308c\u308b\u305f\u3081\u3001\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306b\u306f\u8a72\u5f53\u3057\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u3057<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u30af\u30ec\u30d2\u30b9\u69cb\u7bc9\u306e\u65b9\u6cd5\u306f\u540c\u3058<\/span><\/strong>\u306a\u306e\u3067\u3001\u8a18\u9332\u304c\u6d88\u3048\u305f\u3089\u65e9\u3081\u306b\u5b9f\u7e3e\u3092\u7a4d\u307f\u59cb\u3081\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"credit-history-benefits\">\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u3068\u3069\u3093\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b?<\/h3>\n\n\n\n<p><strong><span class=\"swl-marker mark_yellow\">\u30af\u30ec\u30d2\u30b9\u304c\u826f\u597d\u306b\u306a\u308b\u3068\u3001\u65b0\u3057\u3044\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306b\u901a\u904e\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u306a\u3069\u306e\u5927\u578b\u878d\u8cc7\u306e\u5be9\u67fb\u304c\u6709\u5229\u306b\u306a\u308b\u307b\u304b\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u9650\u5ea6\u984d\u306e\u5897\u984d\u3084\u30b4\u30fc\u30eb\u30c9\u30ab\u30fc\u30c9\u3078\u306e\u30e9\u30f3\u30af\u30a2\u30c3\u30d7\u3082\u72d9\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305a\u306f\u5e74\u4f1a\u8cbb\u7121\u6599\u306e\u30ab\u30fc\u30c9\u30921\u679a\u4f5c\u308a\u3001\u5c11\u984d\u306e\u8cb7\u3044\u7269\u3092\u6bce\u6708\u5ef6\u6ede\u306a\u304f\u652f\u6255\u3044\u7d9a\u3051\u308b\u3053\u3068\u304b\u3089\u59cb\u3081\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Summary\">\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306e\u307e\u3068\u3081<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_summary.png\" alt=\"\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u306e\u307e\u3068\u3081\" class=\"wp-image-737\" srcset=\"https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_summary.png 1280w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_summary-300x169.png 300w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_summary-1024x576.png 1024w, https:\/\/hoken-power.co.jp\/column\/wp-content\/uploads\/2026\/04\/h2_summary-768x432.png 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<p>\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u5404\u7a2e\u30ed\u30fc\u30f3\u3092\u4e00\u5ea6\u3082\u5229\u7528\u3057\u305f\u3053\u3068\u304c\u306a\u304f\u3001<strong><span class=\"swl-marker mark_yellow\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u652f\u6255\u3044\u5b9f\u7e3e\u304c\u307e\u3063\u305f\u304f\u767b\u9332\u3055\u308c\u3066\u3044\u306a\u3044\u72b6\u614b<\/span><\/strong>\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u91d1\u878d\u4e8b\u6545\u5f8c\u306b\u8a18\u9332\u304c\u6d88\u3048\u305f\u300c\u30db\u30ef\u30a4\u30c8(\u30d6\u30e9\u30c3\u30af\u660e\u3051)\u300d\u3068\u306f\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u91d1\u878d\u6a5f\u95a2\u5074\u304b\u3089\u306f\u533a\u5225\u3067\u304d\u306a\u3044\u305f\u3081\u300130\u4ee3\u4ee5\u4e0a\u3067\u306f<strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u5be9\u67fb\u3067\u4e0d\u5229\u306b\u306a\u308b\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059<\/span><\/strong>\u3002<\/p>\n\n\n\n<p>\u30af\u30ec\u30d2\u30b9\u3092\u80b2\u3066\u308b\u306b\u306f\u3001\u30b9\u30de\u30db\u306e\u5206\u5272\u6255\u3044\u3084\u6d41\u901a\u7cfb\u30ab\u30fc\u30c9\u306e\u5c11\u984d\u5229\u7528\u306a\u3069\u3001\u8ca0\u62c5\u306e\u5c11\u306a\u3044\u65b9\u6cd5\u304b\u3089\u30b3\u30c4\u30b3\u30c4\u3068\u5b9f\u7e3e\u3092\u7a4d\u307f\u4e0a\u3052\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u5ef6\u6ede\u3084\u77ed\u671f\u9593\u306e\u591a\u91cd\u7533\u3057\u8fbc\u307f\u306f\u30d6\u30e9\u30c3\u30af\u60c5\u5831\u306e\u8a18\u9332\u306b\u3064\u306a\u304c\u308b\u305f\u3081\u3001\u671f\u65e5\u5185\u8fd4\u6e08\u3068\u7533\u3057\u8fbc\u307f\u9593\u9694\u306e\u7ba1\u7406\u3092\u5fb9\u5e95\u3059\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u3092\u53d7\u3051\u3088\u3046\u3068\u3057\u305f\u3068\u304d\u3001\u4fe1\u7528\u60c5\u5831\u306b\u4f55\u3082\u767b\u9332\u3055\u308c\u3066\u3044\u306a\u3044\u300c\u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u300d\u72b6\u614b\u306b\u306a\u3063\u3066\u3044\u308b\u3068\u3001\u5be9\u67fb\u306b\u901a\u3089\u306a\u3044\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002 \u30b9\u30fc\u30d1\u30fc\u30db\u30ef\u30a4\u30c8\u3068\u306f\u3001\u904e\u53bb\u306b\u4e00\u5ea6\u3082\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u3092\u5229\u7528 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":769,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":""},"categories":[2],"tags":[],"class_list":["post-505","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cardloan"],"_links":{"self":[{"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/posts\/505","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/comments?post=505"}],"version-history":[{"count":8,"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/posts\/505\/revisions"}],"predecessor-version":[{"id":771,"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/posts\/505\/revisions\/771"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/media\/769"}],"wp:attachment":[{"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/media?parent=505"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/categories?post=505"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hoken-power.co.jp\/column\/wp-json\/wp\/v2\/tags?post=505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}